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Savings Rates
effective 3/19/08
*Rates and terms are subject to change at any time based upon Asset-Liability
Committee (ALCO) review and changing market conditions.
Call, visit or e-mail our Member Services Department for
details (msa@mnvalleyfcu.coop).
Your deposits are insured to
$100,000 per member by the National Credit Union Administration, an
agency of the U.S. Government. IRA deposits are
insured to an additional $250,000 per member.
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Rate
|
APY*
|
Share Savings
- $25 opening deposit
- $100 minimum deposit |
1.00%
|
1.00% |
Special Savings
- $100 minimum deposit |
.85%
|
.85% |
Money Market Savings
$0 - $999
$1,000 - $4,999
$5,000 - $9,999
$10,000 - $19,999
$20,000 - $39,999
$40,000 - $69,999
$70,000 - $99,999
$100,000 & above |
.85%
1.90%
2.00%
2.15%
2.30%
2.55%
2.85%
3.05% |
.85%
1.91%
2.01%
2.17%
2.32%
2.57%
2.88%
3.08% |
Young Adults Club
- $300 maximum deposit per month |
2.50%
|
2.52% |
Young Exceptional Savers
- $200 maximum deposit per month |
2.40%
|
2.42% |
Kids Club
- $100 maximum deposit per month |
2.30%
|
2.32% |
Holiday Club Savings
- $300 maximum deposit per month
- Matures November 1st |
2.10%
|
2.10% |
Vacation Club Savings
- $300 maximum deposit per month
- Matures June 1st |
2.10%
|
2.10% |
| Health Savings Account ($10
Annual Fee) |
3.00%
|
3.03% |
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|
|
Rate
|
APY*
|
| IRA Savings
|
2.50%
|
2.52% |
| Coverdell (Educational) IRA Savings |
2.50%
|
2.52% |
| Roth IRA Savings |
2.50%
|
2.52% |
| IRA Certificates of Deposit ($500 opening deposit) |
|
12 Months (Coverdell Educational)
|
2.50%
|
2.50% |
|
48 Months (Coverdell Educational)
|
3.50%
|
3.54% |
|
12 Months (Traditional & Roth)
|
2.50%
|
2.52% |
|
18 Months (Traditional & Roth)
|
2.70%
|
2.72% |
|
30 Months (Traditional & Roth)
|
3.10%
|
3.13% |
|
48 Months (Traditional & Roth)
|
3.50%
|
3.54% |
|
13 Month (Traditional & Roth) Special
|
2.50%
|
2.50% |
|
25 Month (Traditional & Roth) Special
|
3.10%
|
3.10% |
* APY is Annual Percentage Yield.
** Minimum deposit is $500.
*** Minimum deposit is $1,000.
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Rate
|
APY*
|
25 Month Special
37 Month Special
61 Month Special
73 Month Special
($2,000
opening deposit)
|
3.00%
3.40%
3.80%
4.05%
|
3.00%
3.40%
3.80%
4.05%
|
| 5 Year |
3.60% |
3.64% |
| 4 Year |
3.40% |
3.43% |
| 3 Year |
3.20% |
3.23% |
| 30 Month |
3.00% |
3.03% |
| 2 Year |
2.80% |
2.82% |
| 18 Month |
2.60% |
2.62% |
| 1 Year |
2.40% |
2.42% |
| 6 Month |
2.20% |
2.20% |
| 3 Month |
2.00% |
2.00% |
Triple Play Certificate
2 Year
4 Year |
2.60%
3.20% |
2.62%
3.23% |
Market Index Certificate***
Two or four year term. Minimum deposit $1,000. Certificate tied to
Dow Jones.
Earned
dividends based on the change in the S&P 500 over the term. Principal back
guarantee. |
Jumbo Certificate
Terms 12 months or longer. Funds can be divided between
multiple Certificates. |
|
$10,000
$25,000
$50,000
$75,000
$100,000
|
Add 05 bps to any current
CD rate
Add 10 bps to any current CD rate
Add 15 bps to any current CD rate
Add 20 bps to any current CD rate
Add 25 bps to any current CD rate
|
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Minnesota Valley Federal
Credit Union
1640 Adams Street · Mankato, MN 56001
(507)387-3055 or (800)247-0522
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