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Savings Rates
effective 6/01/09
*Rates and terms are subject to change at any time based upon Asset-Liability
Committee (ALCO) review and changing market conditions.
Call, visit or e-mail our Member Services Department for
details (msa@mnvalleyfcu.coop).
Your deposits are insured to
$100,000 per member by the National Credit Union Administration, an
agency of the U.S. Government. IRA deposits are
insured to an additional $250,000 per member.
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Rate
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APY*
|
Share Savings
- $25 opening deposit
- $100 minimum deposit |
.40%
|
.40% |
Special Savings
- $100 minimum deposit |
.40%
|
.40% |
Money Market Savings
$0 - $999
$1,000 - $4,999
$5,000 - $9,999
$10,000 - $19,999
$20,000 - $39,999
$40,000 - $69,999
$70,000 - $99,999
$100,000 & above |
.40%
.55%
.65%
.90%
1.00%
1.20%
1.50%
1.65% |
.40%
.55%
.65%
.90%
1.01%
1.21%
1.52%
1.67% |
Young Adults Club
- $300 maximum deposit per month |
1.25%
|
1.26% |
Young Exceptional Savers
- $200 maximum deposit per month |
1.20%
|
1.21% |
Kids Club
- $100 maximum deposit per month |
1.10%
|
1.11% |
Holiday Club Savings
- $300 maximum deposit per month
- Matures November 1st |
1.05%
|
1.05% |
Vacation Club Savings
- $300 maximum deposit per month
- Matures June 1st |
1.05%
|
1.05% |
| Health Savings Account ($10
Annual Fee) |
1.65%
|
1.67% |
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Rate
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APY*
|
| IRA Savings
|
1.30%
|
1.31% |
| Coverdell (Educational) IRA Savings |
1.30%
|
1.31% |
| Roth IRA Savings |
1.30%
|
1.31% |
| IRA Certificates of Deposit ($500 opening deposit) |
|
12 Months (Coverdell Educational)
|
1.50%
|
1.56% |
|
48 Months (Coverdell Educational)
|
2.60%
|
2.62% |
|
12 Months (Traditional & Roth)
|
1.50%
|
1.56% |
|
18 Months (Traditional & Roth)
|
1.85%
|
1.86% |
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30 Months (Traditional & Roth)
|
2.00%
|
2.02% |
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48 Months (Traditional & Roth)
|
2.60%
|
2.62% |
* APY is Annual Percentage Yield.
** Minimum deposit is $500.
*** Minimum deposit is $1,000.
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Rate
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APY*
|
| 5 Year |
2.70% |
2.73% |
| 4 Year |
2.50% |
2.52% |
| 3 Year |
2.20% |
2.22% |
| 30 Month |
1.90% |
1.92% |
| 2 Year |
1.70% |
1.76% |
| 18 Month |
1.40% |
1.46% |
| 1 Year |
1.30% |
1.36% |
| 6 Month |
1.10% |
1.10% |
| 3 Month |
.90% |
.90% |
Triple Play Certificate
2 Year
4 Year |
1.80%
2.45% |
1.55%
2.30% |
Market Index Certificate***
Three or five year term. Minimum deposit $1,000. Certificate tied to
Dow Jones.
Earned
dividends based on the change in the S&P 500 over the term. Principal back
guarantee. |
Jumbo Certificate
Terms 9 months or longer. Funds can be divided between
multiple Certificates. |
|
$10,000
$25,000
$50,000
$75,000
$100,000
|
Add 04 bps to any current
CD rate
Add 08 bps to any current CD rate
Add 12 bps to any current CD rate
Add 16 bps to any current CD rate
Add 20 bps to any current CD rate
|
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Minnesota Valley Federal
Credit Union
1640 Adams Street · Mankato, MN 56001
(507)387-3055 or (800)247-0522
©2007 All rights reserved.
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