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1. No
Taxpayer Bailouts -
Credit Unions collectively fund the NCUA deposit insurance fund
and have never needed to be bailed out by the government and taxpayers,
like Wall Street and a great number of large financials. NCUA did borrow $6 billion from the
Treasury, that we are paying back now.
Learn
More...
2. Safe
& Secure - MVFCU is insured by the
National Credit Union Administration (NCUA) a U.S. Government Agency (up
to $250,000). As of our most recent full federal exam by NCUA, MVFCU was
again given the highest possible rating of a CAMEL (Capital/ Asset
quality/ Management/ asset-Liability management) Code 1, which we have
earned for the past 7 years. MVFCU currently has $72 million in assets
and $42 million in loans.
Learn
More...
3. You
Have A Voice
- At MVFCU you’re not a customer you are a
member with voting rights-this is your credit union. You can elect or serve on the volunteer
Board of Directors who guide our decisions and practices. You can be
involved, in fact we want you to be!
4. Variety
of Products and Services -
MVFCU has the financial tools and services to fit your every
need. Check out our website or stop in at either location for free
brochures on all that MVFCU has to offer.
5. Superior
Rates - Since MVFCU is a
not-for-profit financial institution, we return our profits to our
membership through lower loan rates and higher savings rates. You will
find that MVFCU consistently has some of the best local market rates and
terms. See our current Savings Rates or Loan
Rates
6.
Lower
And Fewer Fees -
Since MVFCU is a not-for-profit financial institution we can operate
with lower and fewer fees to our member. See
our list of Service Fees
7. Better
Service - MVFCU works for you, we are
focused on people-not profits. We strive to build strong relationships
and serve our members to the best of our ability. We pride ourselves in
providing knowledgeable assistance, accuracy, and convenience.
8. Locally
Owned And Operated
-
We have been serving Blue Earth, Nicollet, and LeSueur counties since
1934, for over 75 years.
9. Community
Involvement & Financial Education Resource - MVFCU
donates time and money to organizations within the community. We also
hold several free member educational seminars each year. These seminars
provide our members with a strong financial resource. Learn More...
10.You’ll
Always Be A Member -
As long as you maintain your account you will always be a member of
MVFCU, even
if you move out of the area or served counties. We are your trusted
friend, wherever you go.
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