About Online Banking

Visit this completely secure, completely free online banking service from the comfort of your home or office to view account information, transfer funds, and more. Please read the following tips to ensure proper sign-on procedures, and to help you use the system to its fullest.

New User's Sign-on Procedure

• Click the online banking link to sign on. 

• Enter your Member Number

• Enter your Social Security Number as your Password (no dashes).  If you wish to change your password after signing in go to the options menu and select Change Password.

A.R.T. (Audio Response Teller)

You can enjoy instant access to your credit union accounts. Complete financial transactions 24 hours a day, 365 days a year from any touch tone telephone. A.R.T. (Audio Response Teller) will check your account balances, tell you which checks have cleared, transfer money, verify deposits and withdrawals, compute loan payments, allow you to apply for a loan, report interest or dividends paid, and much more!

Online Banking Allows You To... 

• Access to your account 24/7.

• View pending debit card authorizations.

• View copies of cleared checks

• Transfer funds between accounts.

• Transfer funds to another MVFCU member through member to member transfer.

• Transfer between your MVFCU checking account and accounts at another Credit Union/ Bank through Account to Account Transfers (costs $1.00 per transfer).

• Schedule weekly, bi-weekly or monthly automatic transfers to help build your savings account.

• Send account and transaction alerts to your email or mobile phone.

• Track your personal spending habits with the new Balance Sheet and Transaction Categories.

Password Tips

• Never give your Password to anyone, and do not write it in a place that can be easily accessed.
   
• Avoid Passwords that are easily guessed (like 1234, the last four digits of your phone number or consecutive numbers). Make sure your Password truly is unique -- and something you will remember.
  
• If you happen to forget your password you can reset it by clicking the "forgot password" option to the right of the final login page.

If you forget your Authentication Questions, contact your Credit Union for assistance. Call or e-mail MVFCU: 507-387-3055 or 800-247-0522 or info@mnvalleyfcu.coop.

Multi-Factor Authentication (MFA) Notice

Minnesota Valley has launched Multi-Factor Authentication security for Online Banking. Multi-Factor Authentication is designed to make Online Banking more secure for our members. Members will also be required to select and answer a series of challenge questions (example: What is your pet's name?). Minnesota Valley continually works to keep our members and their information safe and private. Multi-factor authentication is just one more way that protecting our members and their money.

How will it affect me as an Online Banking member?

Initially, you will be required to re-enroll in Online Banking and  prompted randomly to answer 3 challenge questions, such as what is your pet's name, or what is your favorite color.  From that point on, your Online Banking experience will be very similar to what you experience now.  You will also have the option to create a separate username (instead of account number) for logging onto Online Banking. 

What is Multi-Factor Authentication? 

It is a process of verifying your identity using at least 2 separate, distinct means of identification. The most common distinct means of identification used in Internet Security are outlined below.

• Something you know. This is usually a username and password. Always keep your username and passwords secure.

• Something you are. This can be a combination of many factors such as: identifying characteristics of your computers, online banking habits, typing characteristics, location (IP Address), etc.

• Something you have. This is most commonly a secure token or other number generating device.

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Minnesota Valley Federal Credit Union
1640 Adams Street  ·  Mankato, MN 56001
(507)387-3055 or (800)247-0522
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