Member Choice Checking
This account offers basic checking services with no monthly fee and no
minimum balance requirement.
- Unlimited check writing and withdrawal privileges.
- Wallet duplicate drafts for easy record keeping.
- ATM or VISA Check card available to qualified members.
- Statements mailed monthly (checks are held in safekeeping) or free
E-statements.
Member Select Checking
There is no service charge with this account when you maintain a minimum
balance of $500. If your balance falls below the minimum, a $5
charge for that statement period applies.
- Unlimited check writing and withdrawal privileges.
- Wallet duplicate drafts for easy record keeping.
- Free VISA Check Card with no annual fee.
- Statements mailed monthly (checks are held in safekeeping) or free
E-statements.
- Free cashier's checks.
- Free photo copy service (some restrictions apply).
- Receive an order of 50 Emerald Cut checks at no charge when
accompanied by your first check order (new accounts only).
Member Premier Checking
This account is packed with rewards for our very best members! Member
Premier checking is free when you maintain an aggregate balance of $5,000
in any combination of deposit or loan accounts with Minnesota Valley. All deposit
accounts qualify, including certificates of deposit. Collateral, signature
and real estate loan balances qualify (including first mortgages and lease
balances, but excluding student loans and VISA accounts). If your
aggregate balance falls below the required minimum of $5,000, a
maintenance fee of $7.00 will apply for that statement period.
- Unlimited check writing and withdrawal privileges.
- Wallet duplicate drafts for easy record keeping.
- Free VISA Check Card with no annual fee (a $15.00 value).
- Receive your first pad of 50 checks at no charge when
accompanied with a first order of new checks.
- Free photo copy service (some restrictions apply).
- Free fax service (some restrictions apply).
- Free cashier's checks.
Emeritus Club Checking
A special account for members age 55 plus.
- Unlimited check writing and withdrawal privileges.
- Wallet duplicate drafts for easy record keeping.
- Annual gift pack of 150 Emerald Cut checks at no charge.
- Second box of checks free annually with a balance of $10,000 in savings
and/or loans.
- No minimum balance.
- Free VISA Check Card with no annual fee.
- Free photo copy service (some restrictions apply).
- Free fax service (some restrictions apply).
- Free cashiers checks.
|
Resources
ORDER
CHECKS
Order
checks fast with just a few clicks. Customize
your checks or browse
the
collection of designer covers, calculators, wallets and more...
FIND
AN ATM
Locate an ATM
in your area, or anywhere, that is part of the Shazam Privilege Status
Network. The Minnesota Valley Visa Check Card is accepted at cash
machines worldwide. Withdrawals made at any Minnesota Valley or
Shazam cash machine are free.
INSURANCE
ESTIMATOR
The National Credit Union Administration (NCUA) is an independent
agency of the United States Government. NCUA regulates, charters,
and insures the nation's federal credit unions.
Other Share Draft (Checking) Options
For your convenience, more than one draft/checking account is available
under your base member (account) number. All features are the same as the
primary draft/checking account described above, plus:
- Second Draft/Checking Accounts
- $100 minimum balance.
- $2 monthly service fee.
- Automatic overdraft protection from shares (line-of-credit
overdraft
protection is not available).
- Small Business Accounts
- No minimum balance.
- Limit 10 checks and 10 deposits per month.
- Limit 5 ATM withdrawals per month.
- $5 monthly service fee.
- Medium Business Accounts
- Federal Tax ID# required.
- Limit 50 checks and deposits (including ACH
transactions).
- Limit 10 ATM withdrawals per month.
- $5 monthly service fee.
- Large Business Accounts
- No minimum balance.
- Monthly service fee based on transaction volume.
- Organization Accounts
- Automatic overdraft protection from shares (line-of-credit
overdraft
protection is not available).
- - Federal Tax ID# required.
Automatic Payroll Deposits
Minnesota Valley accepts payroll deductions to member
accounts
from any employer who participates in this service. Direct Deposits and Payments
You can conveniently deposit government, pension, and/or
payroll checks. Minnesota Valley accepts direct deposits via the
Automated Clearing House (ACH) system. You may also set up automatic
debits to pay insurance premiums, utility bills, mortgage payments,
etc., according to your needs.
|
