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Certificates of Deposit

Certificates are a safe way for you to earn an excellent guaranteed return on your investment dollar. We offer certificates in terms ranging from three months to five years (a minimum deposit is required).

 

 

Triple Play Certificates

A Triple Play Certificate gives you three options to be made once during the life of the CD.

  1. Deposit up to 30% to principal
  2. Withdraw up to 30% of principal
  3. Increase to a higher rate. 

Jumbo Certificates

The more you save, the more you earn! Invest more than $10,000 in certificates (9 months or more) and increase your interest earnings by 5 bps or more.

Find out more by calling Minnesota Valley at 507-387-3055.

Market Index Certificate
It's the best of both worlds!

Investing in the stock market gives you the potential for higher returns -- if you are in a position to take the risk. Share accounts and CDs are safe and secure -- but you may sacrifice some earnings. A Market Index Certificate blends the best of both worlds and offers the potential for higher returns without risk to your initial deposit.

This insured credit union certificate pays dividends based on the Standard & Poor’s 500 Composite Stock Price Index.  If the S&P 500 is higher on the day your certificate matures than on the day it was established, you earn a percentage of the increase.  If it’s lower, you won’t earn  dividends but your initial deposit will be returned in full. It gives you the potential for stock market-like returns, with no risk to your principal.

Find out more about the Market Index Certificate’s unique blend of low risk and high potential reward. Call Minnesota Valley at 507-387-3055.


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Minnesota Valley Federal Credit Union
1640 Adams Street  ·  Mankato, MN 56001
(507)387-3055 or (800)247-0522
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